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FEES AND PAYMENT
 


Private psychological services are available to self-paying individuals, and people who have their fees paid by private medical insurers, or by other sources (e.g., solicitors, employers, agencies)

Uninsured Self-Paying Clients
You do not need private medical insurance to see Dr Loumidis.  Although some people have private medical insurance, a lot of people pay themselves to see Dr Loumidis.  You will be informed about the cost of treatment before you start. 
We will need your debit or credit card details when you book your first appointment, so we can charge your card at the end of every session. Alternatively, please hand your payment to Dr Loumidis by cheque or cash, who will send you a receipt.

Private Medical Insurance Members
If you have medical insurance, please contact your insurer to check that your cover is adequate, that your condition is covered, and whether there is an excess or a maximum limit on the amount you can claim. Dr Loumidis is a recognised provider of clinical psychology services by a number of medical insurance companies, but some insurers may require that you are referred by your GP or a Consultant Psychiatrist before you can start psychological therapy. Sometimes people have a limited number of sessions for which they are covered, and they then make up the difference by paying themselves for their treatment.  We will need your debit or credit card details when you book your first appointment, so we can charge your card for any shortfall not paid by your insurers. Here are the contact telephone numbers for major UK private medical insurers:

.    BUPA - 0845 609 0111 -
www.bupa.co.uk/members
.    AXA PPP Healthcare - 0800 454080 -
www.ppphealthcare.co.uk
.    WPA - 01823 625 000 -
www.wpa.org.uk
.    Norwich Union - 0870 155 5789 -
www.norwichunion.com  
.    Standard Life Healthcare - 01483 440 550 -
www.standardlifehealthcare.co.uk
.    First Assist Group Ltd - 01202 292 464 -
www.firstassist.co.uk
.    BCWA Healthcare - 0117 929 5588 -
www.bcwa.co.uk
.    CIGNA - 0800 242 442 -
www.cigna.co.uk
.    Medisure - 0870 333 1174 -
www.medisure.co.uk
.    General & Medical - 0870 749 1900 -
www.generalandmedical.com

Company Employees
If your employer has agreed to pay for some or all of your treatment, please ensure that Dr Loumidis has a
contact name, telephone number and address of correspondence.

Public Sector Employees
Expert Psychologists Ltd has arrangements with some public sector organisations who have outsourced the provision of psychological, counselling and occupational health services. Please ensure that Dr Loumidis receives
a formal referral letter from the person who has arranged for you to see him.

Compensation Claimants
Dr Loumidis sees people who may have developed psychological problems following personal injury, such as a
road traffic accident or an accident at work. Sometimes your solicitors or an independent agency will have
secured funds for your treatment. In such cases, Dr Loumidis needs to receive a letter from the party who has agreed to pay for your treatment, formally instructing him to offer treatment. In other cases, you may have
been given an interim payment to cover the cost of psychological treatment.

When To Pay
Dr Loumidis receives his payment at the end of every session and will send you a receipt if you so wish.  If your fees are paid for by your employer or your solicitors, Dr Loumidis will send them an invoice for his services, which they must pay in full upon receipt. There may be a small administrative charge for issuing reminders for outstanding invoices.

Cancellation or non-attendance
When you make an appointment, we reserve the whole session for you. If, in exceptional circumstances, you may need to cancel your appointment, we will need at least 24 hours notice. This is to allow us the time to offer your cancelled appointment to people who may be on a cancellation list waiting for an appointment. The full fee will be charged for non-attendance, or less than 24 hours notice of cancellation. Please note that we may reluctantly use debt collection services for unpaid invoices.

Receipt Of Payment
If you would like a full VAT receipt or invoice for any services you receive, please let Dr Loumidis know.

Cost Of Treatment
You can find out about Dr Loumidis' fees by calling (01902) 843877.

Free NHS Services
Dr Loumidis now works only in private practice. If you would like to see a Consultant Clinical Psychologist for free
on the NHS, you can discuss this option with your GP.

VAT
On the 1 July 2009, Clinical Psychologists joined the Health Professions Council Register, and therefore psychological therapy is now VAT exempt. Expert witness reports and other services remain VAT rated.

Expert Psychologists Ltd
Dr Loumidis is the Director of Expert Psychologists Ltd, a Registered Company in England and Wales
(Reg No 05768707 - VAT No 876 3828 73).

 


Clinics:
10 Harley Street, London
Apley Clinic, Telford
Holmfield Consulting Rooms, Leicester
Leicester Nuffield Hospital
Shropshire Nuffield Hospital
Wolverhampton Nuffield Hospital
South Bank Hospital, Worcester
Spire Clinic, Droitwich
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