Private psychological
services are available to self-paying individuals, and people who have
their fees paid by private medical insurers, or by other sources (e.g.,
solicitors, employers, agencies)
You do not need private medical insurance to see Dr Loumidis. Although some people have private medical insurance, a lot of people pay themselves to see Dr Loumidis. You will be informed about the cost of treatment before you start. We will charge your payment card at the end of every session and will send you a receipt.
Recognised provider for private medical insurers
Dr Loumidis is a recognised by major insurers such as Alliance, Aviva,
AXA, Bupa, Cigna, PruHealth, Simply Health, Vitality, WPA, as well as
other agencies.
Private medical insurance members
If you have medical insurance, please contact
your insurer to check that your cover is adequate, that your condition
is covered, and whether there is an excess or a maximum limit on the
amount you can claim. Please keep track of your sessions and your
maximum allowance. Some insurers may require that you are referred by your
GP or a Consultant Psychiatrist before you can start psychological
therapy. Dr Loumidis is a recognised provider of
clinical psychology services by a number of medical insurance
companies.
Payment shortfalls
Sometimes people have a limited number of sessions for which they are
covered, and they then make up the difference by paying themselves for
their treatment. We will need your
debit or credit card details when you book your first appointment, so
we can charge your card for any shortfall not paid by your insurers.
Indirectly funded patients
If your fees are paid bya third party (e.g., solicitors, employers,
relatives), we will first need written confirmation that they will be
responsible for all your fees. An invoice will then be sent
directly to them.
Company employees
If your employer has agreed to pay for some or all of your treatment,
please ensure that Dr Loumidis has a contact name, telephone number and
address of correspondence, and please ensure that Dr
Loumidis receives a formal referral letter from the person who has
arranged for you to see him.
Public sector employees
Expert Psychologists Ltd has arrangements with some public sector
organisations who have outsourced the provision of psychological,
counselling and occupational health services. Please ensure that Dr
Loumidis receives a formal referral letter from the person who has
arranged for you to see him.
Rehabilitation patients
Dr Loumidis sees people who may have developed psychological problems
following personal injury, such as a road traffic accident or an
accident at work. Sometimes your solicitors or an independent agency
will have secured funds for your treatment. In such cases, Dr Loumidis
needs to receive a letter from the party who has agreed to pay for your
treatment, formally instructing him to offer treatment. In some cases,
rehabilitation patients might have been given an interim payment to cover the cost of
psychological treatment.
Debit or credit card mandate
We will require your card details before your first appointment, and a
signed Mandate Form, to take future payments, for example to pay
for psychological consultations at the end of every session (applies to
self-paying patients only), for any missed or cancelled appointments
with less than two working days’ notice (applies to all
patients), or for any shortfall in payments, or any extra sessions, not
paid by insurers or other agencies (applies to insured patients only).
For your security and Data Protection, your credit/debit card details
are entered into SagePay, the UK & Ireland's largest independent
payment service provider, and any paper records of your payment details
are destroyed. Separately to us, Spire and Nuffield Hospital
policies also require that you give them these details.
When to pay
Dr Loumidis receives his payment at the end of every session and will
send you a receipt if you so wish. If your fees are paid for by
your employer or your solicitors, Dr Loumidis will send them an invoice
for his services, which they must pay in full upon receipt. There may
be an administrative charge for issuing reminders for outstanding
invoices.
Cancellation
or non-attendance
When
you make an appointment, we reserve the whole session for you. If, in
exceptional circumstances, you may need to cancel your appointment, we
will need at least two working days' notice. This is to allow us the
time to offer your cancelled appointment to any new patients. The full
fee will be charged for non-attendance, or less than two working days'
notice of cancellation. Some insurers or other agencies may not pay for
these, so we will charge your card. Please note that we may
reluctantly use debt collection services for unpaid invoices.
Unpaid invoices
We charge £15 for each invoice reminder, plus interest as set by
the Late Payment of Commercial Debts (Interest) Act 1998. As a last
resort we may take legal action.
Receipt of payment
If you would like a full VAT receipt or invoice for any services you
receive, please let Dr Loumidis know.
Cost of treatment
You can find out about Dr Loumidis's fees by
contacting Dr Loumidis's office.
Free NHS Services
Dr Loumidis now works only in private practice. If you would like to
see a Consultant Clinical Psychologist for free on the NHS, you can
discuss this option with your GP.
VAT
On the 1 July
2009, Clinical Psychologists joined the Health and Care Professions
Council Register, and therefore psychological therapy is now VAT
exempt. Expert witness reports and other services remain VAT rated.
Expert
Psychologists Ltd
Dr Loumidis is
the Director of Expert Psychologists Ltd, a Registered Company in
England and Wales.
Clinics
Birmingham - London
- Leicester - Manchester - Shrewsbury - Wolverhampton - Worcester -
Other venues
